A Fidelity International survey found that 98% of Hongkongers prioritise emergency savings and maintaining their lifestyle, but only 40% feel confident in achieving these goals. Conducted between June and September with 1,000 respondents, the poll showed optimism about the future fell to 56% from 68% in 2023, while over 70% worry about rising living costs and 60% about the economic outlook. Most define financial stability as avoiding money-related stress, securing retirement savings, and maintaining emergency funds. While more are planning finances beyond a year and spending cautiously, 32% say expenses exceed income. Nearly all respondents see stable retirement as key, yet 50% doubt their ability to save enough.