Approximately 70% of small businesses in Hong Kong anticipate growth in 2024, the highest optimism in five years, as per a CPA Australia survey. This positive outlook, higher than in mainland China, Singapore, and Australia, is fueled by an improving economy and robust government support, including initiatives for financing and digitalisation. Last year, 56% of these businesses reported growth, and they expect a modest expansion this year. However, cybersecurity remains a significant concern, with 64% experiencing losses due to cyber incidents last year. Meanwhile, a Manulife survey indicates Hongkongers are less confident about achieving their financial goals over the next decade due to rising living and healthcare costs.