Taiwan’s Financial Supervisory Commission (FSC) has eased rules for life insurers investing in real estate by lowering the minimum yield requirement from 2.97% to 2.419%, effective 7 January. The change follows complaints from insurers that soaring property prices made investments unviable under the previous threshold. The revised formula uses a five-year average of post office two-year deposit rates plus a 125 basis-point premium, reducing the impact of recent interest rate hikes. Life insurers, once dominant in Taiwan’s commercial property market, had retreated after rate increases drove the minimum yield up. The relaxation aims to stabilize insurers’ financial health and inject funds into a commercial property market that saw a 7% decline in 2023, according to CBRE Taiwan.