Vietnam’s four largest banks—BIDV, Vietcombank, VietinBank, and Agribank—reported positive preliminary results for 2024, with asset growth and controlled bad debt ratios. BIDV’s total assets are expected to surpass VND2.6 quadrillion (USD102.3bn), with loans rising 14% to nearly VND2 quadrillion. Vietcombank estimates assets near VND2 quadrillion, credit growth at 13%, and a bad debt ratio below 1%. VietinBank’s assets reached over VND2.3 quadrillion, up 14.7%, with loans growing 14.8%. Agribank forecasts its best results in four years, including an 11% loan increase and bad debt below 1.6%. Leaders urged policy adjustments for capital increases, bad debt handling, and operational risk reserves to strengthen resilience. Agribank seeks VND10 trillion annually from 2025 to meet Basel II standards.